GCash’s GInsure Health lets users access health insurance and HMO options through the app, with coverage designed for everyday needs.
GCash is expanding access to digital health protection through GInsure Health, allowing users to explore and purchase healthcare and insurance options directly through the GCash app.
The platform offers products from Oona Insurance and KwikCare, giving families options for both major health concerns and everyday medical needs without requiring a traditional in-person insurance process.
For critical health concerns, Oona All-in-One Health Plan offers coverage starting at ₱48 per month per family member, with up to four family members covered and up to ₱100,000 in coverage. The plan provides a 100% lump-sum cash payout upon diagnosis of specified critical illnesses, including cancer, stroke, and heart attack, along with accidental disability coverage and daily hospital allowances.
For routine healthcare, KwikCare HMO starts at ₱995 per month and provides cashless access to more than 2,000 accredited hospitals and clinics nationwide. Depending on the selected tier, coverage includes consultations, laboratory tests, and inpatient and outpatient procedures, with a Maximum Benefit Limit of up to ₱350,000.
Users can also add spouses, children, or parents as dependents through the GCash app, providing a digital option for extending healthcare coverage to family members.
Getting coverage is handled through the GCash app. Users open GInsure, select Health, choose Oona Insurance or KwikCare HMO, provide the required information and answer four health questions, then review and confirm their details.
The digital approach gives users a way to manage selected health protection options through a single mobile platform, while coverage, benefits, and eligibility remain dependent on the specific insurance or HMO plan.
