Enjoy 0% down payment for eligible customers, bundle up to three appliances in one transaction, and bring home the upgrades you’ve been dreaming of. Home Credit Philippines and SM Appliance Center’s Grand Pay Hulugan Promo runs from August 1 to September 30, 2026, making appliance upgrades more accessible and affordable for Filipino families.
Home Credit Philippines and SM Appliance Center have relaunched their Grand Pay Hulugan Promo, offering flexible financing options aimed at making appliance upgrades more accessible to Filipino households.
Running from August 1 to September 30, 2026, the promotion enables qualified customers to purchase selected home appliances through installment plans with 0% down payment and 0% interest for up to 18 months. Customers can also bundle up to three appliances in a single transaction.
The initiative highlights the growing role of digital consumer financing in expanding access to essential household technologies. Through Home Credit’s financing platform, consumers can acquire appliances such as refrigerators, washing machines, air conditioners, and televisions without the burden of large upfront payments.
According to Puneet Suneja, Chief Sales Officer of Home Credit Philippines, the program is designed to help families invest in products that improve daily living while providing manageable payment options.
Customers can also enjoy discounts of up to 40% on selected appliances available through participating SM Appliance Center branches nationwide.
Home Credit said the promo supports its broader mission of increasing financial inclusion by providing accessible credit solutions for everyday purchases. Interested customers can apply through SM Appliance Center stores or explore financing options through the Home Credit mobile app.
The Grand Pay Hulugan Promo is available nationwide until September 30, 2026.
