Maya is offering eligible cardholders a way to spread payments for electronics and home appliances through a three-month Mini Payment plan with an effective 0% interest.
From August 1 to October 31, 2026, eligible purchases made with the Maya Black Credit Card or Landers Cashback Everywhere Credit Card can be converted into the promotional Mini Payment plan. Processing fees are also waived for Mini Payments created until September 30, 2026.
To qualify, cardholders must make a single straight purchase of at least ₱10,000 at an eligible merchant. Once the transaction is posted in the Maya app, users can select it, tap Convert to Mini Payments, and choose the three-month option.
Maya said Mini Payments are initially billed with the standard monthly interest. For eligible purchases, however, the applicable interest is automatically credited back during the first week of the following month once the Mini Payment plan is posted on the credit statement, resulting in an effective 0% interest.
The program also allows cardholders to continue earning rewards while paying over time. Maya Black Credit Card purchases earn Maya Miles, while Landers Cashback Everywhere Credit Card purchases earn Landers Cashback Points.
The offer is aimed at consumers purchasing gadgets and essential appliances who want to manage payments over three months rather than paying the full amount upfront.
Customers can check the list of eligible merchants and complete promo mechanics through Maya’s Mini Payment promo page. Approval and offers remain subject to credit evaluation.
