(L to R): Nelson M. Aparejo, President and COO, EMCOR; Vasiliy Kuznetzov, President, Salmon Finance; and Alconrey R. Questo, SVP – Store Operations, EMCOR.
Salmon Finance is expanding access to digital financing in the Philippines through a strengthened partnership with EMCOR, adding more than 100 EMCOR stores across the Visayas and Mindanao to its growing network of over 10,000 partner stores nationwide.
The partnership enables customers at participating EMCOR branches to access Salmon Product Loans for appliances, furniture, and gadgets, with payment terms of up to six months at 0% interest and zero downpayment.
Digital loans approved in as fast as one minute
The collaboration also extends Salmon’s digital financing options to motorcycle buyers through Salmon Moto Loans, which offers a fully digital application process for two-wheelers purchased at participating EMCOR stores or through the Salmon app.
Customers can apply with assistance from a Salmon Ambassador at participating stores. Salmon said applications for Product Loans and Moto Loans can be approved in as fast as one minute, while repayments can be completed entirely online.
The digital-first model is designed to simplify financing by reducing the need for lengthy application processes and enabling customers to complete repayments through online channels.
“By making financing more accessible and convenient, we hope to help more Filipinos purchase the products they need for their homes, businesses, and everyday lives,” said Vasiliy Kuznetzov, President of Salmon Finance Inc.
EMCOR President Nelson M. Aparejo said the partnership will help provide customers with faster financing options while improving access to essential products and motorcycles across communities in the Visayas and Mindanao.
The expansion highlights the growing role of digital lending and embedded financing in retail, allowing consumers to access credit directly where they shop.
For more information about Salmon Product Loans, visit www.salmon.ph. Products offered at EMCOR are available at https://emcor.com.ph/.
Terms and Conditions apply. Salmon Product Loan and Salmon Moto Loan are products offered by Salmon Finance Inc. (SEC Reg. No. CS201916698, C.A. No. 1241) through its licensed OLP, Salmon Finance.
