Ant International has unveiled the Agentic Mobile Protocol (AMP), a new open-source framework designed to accelerate secure, AI-driven transactions across mobile ecosystems—from digital wallets to wearable devices.
The AMP aims to address a critical gap in the emerging “agentic commerce” space, where AI agents autonomously complete transactions on behalf of users. While current payment systems are largely built on card-based infrastructure, AMP introduces a mobile-first, AIOps-native approach that enables seamless integration between AI agents and payment platforms such as digital wallets, banking apps, and super apps.
According to Ant International, the protocol allows merchants, developers, and AI platforms to embed agentic payment capabilities directly into existing workflows—eliminating the need for costly system overhauls. The initiative comes as the agentic commerce market is projected to reach $28 billion by 2030, driven by rapid adoption of autonomous AI transaction systems and the continued growth of digital wallets, expected to surpass 6 billion users globally within the same period.
AMP introduces several key innovations, including faster agent integration that reduces setup steps by up to 50%, cross-device compatibility across smartphones, wearables, and in-car systems, and a built-in money-back guarantee mechanism for added transaction security.
The protocol also features a robust trust architecture, enabling users to delegate payment authority to AI agents with full control and visibility. This includes the ability to modify or revoke permissions in real time—addressing concerns around security and accountability in AI-led transactions.
A standout feature is AMP’s agent-to-agent (A2A) settlement capability, which supports ultra-small “nano-transactions” as low as $0.000001. This allows high-frequency, automated exchanges between AI agents—something traditional payment rails cannot efficiently handle.
To further enhance security, AMP incorporates a Know Your Agent (KYA) framework, establishing verifiable digital identities for AI agents. A proprietary Agent Trust Rating system dynamically assesses risk and determines the level of autonomy granted to each agent.
AMP will be deployed through Alipay+, Ant International’s global payment network, which connects over 40 digital wallet partners, 1.8 billion user accounts, and 150 million merchants worldwide. The company is also collaborating with Mastercard, Visa, and Google to pilot and expand agentic commerce capabilities.
As AI commerce shifts from experimentation to real-world deployment, AMP positions itself as a foundational protocol for secure, scalable, and interoperable agent-driven payments across global markets.
